Izvestia: in the Russian Federation it may be possible to buy tokens for a part of the cost of an apartment
The Samolet development group is working on a project that allows you to buy tokens for part of the cost of an apartment, the Izvestia newspaper reported on Tuesday, citing the company's commercial director Kirill Khrapov.
As Kirill Khrapov told the newspaper, by purchasing a token, the client acquires a part of the property that provides an asset. When renting a house, an investor will receive passive income due to an increase in the cost of an apartment. Tokens will allow anyone to invest in real estate, regardless of their income level. It is assumed that construction companies will be able to attract a new audience: both novice investors and those who are just looking at buying an entire apartment.
You can buy such a token through your broker. The construction company Petersburg Real Estate is aware of plans to create a special platform for the sale of tokens by one of the major stock brokers, the company told the publication. Yulia Moshkova, Mortgage Director of Petersburg Real Estate, emphasized that in order to invest in real estate, citizens do not have to take out a mortgage, register ownership of an apartment in the traditional way, and even withdraw money from a brokerage account. When building a house, the company will be able to split the price of the apartment into tokens and actually sell it in parts. After the construction is completed, the profit from the sale of the object will be distributed among the owners of the tokens, and due to the rise in the price of the apartment, investors will receive passive income, she added.
The press service of VTB told Izvestia that market participants are actively considering the use of tokens for shared housing construction. Igor Laukhin, director of the Sovcombank's brokerage department, noted that some of the company's corporate clients are also exploring this possibility, and developers are primarily interested in this. Due to such tokens, it will be possible to complete real estate transactions in a couple of clicks instead of several weeks. However, it is necessary to determine which categories of investors will be allowed to buy new assets, Laukhin said.
The regulation of this sphere is being discussed, Anatoly Aksakov, chairman of the State Duma Committee on the financial market, told the newspaper. Now the law does not prevent the release of tokens for a part of the cost of housing, but in the future it is necessary to work out the rules for issuers and their responsibility, he added. Aksakov believes that such tokens are a promising direction that is likely to spread. At the same time, according to him, first you need to look at how other digital financial assets (DFAs) work.
The press service of the Central Bank told the publication that the regulator has already completed the acceptance of proposals from market participants to develop the use of CFA, all initiatives will be studied.
